Funding structured around your business.

1. 01

   Business and working capital

   Finance for day-to-day operations, trade cycles and expansion.

   • Cash credit and overdraftRevolving limits for daily operations, assessed on turnover, stock and receivables.
   • Unsecured business fundingFunding without property security, for eligible businesses with steady turnover and a sound banking record.
   • Invoice discountingEarly payment against purchase or sales invoices, matched to your trade cycle.
   • Machinery and expansion financeTerm funding for equipment, added capacity or a new unit.
2. 02

   Property and rental funding

   Funding assessed against eligible property or rental income.

   • Loan against propertyFunding secured on eligible residential or commercial property.
   • Lease rental discountingFunding against the rent receivable under an existing lease, assessed on the tenant and lease terms.
   • Commercial property financeFinance to buy or refinance offices, shops and other commercial premises.
   • Eligible Lal Dora and village property fundingFunding against Lal Dora (village abadi) property, subject to documentation, legal status and lender acceptance.
3. 03

   Builder and project funding

   Finance for eligible development projects, from construction to completion.

   • Construction financeFunding for approved projects, linked to construction progress and project cash flows.
   • Inventory fundingFunding against unsold units to keep a project liquid while sales continue.
   • Last-mile fundingFunding for projects close to completion that need a final amount to finish and hand over.
   • Eligible project acquisition and development fundingFunding for land or project acquisition and development, subject to approvals, title and lender assessment.
4. 04

   Refinancing and other requirements

   Reviewing existing borrowing and arranging other funding needs.

   • Loan refinancing and consolidationWe compare rate, tenure, fees and monthly repayments to see whether bringing loans together improves cash flow.
   • Structured and private debtDebt from NBFCs, family offices or private lenders where conventional bank funding does not fit.
   • Home and other individual loansHome loans, balance transfers and top-ups for promoters and individuals.
   • Subsidy guidance, where applicableHelp identifying government schemes that may apply to your business, and their eligibility conditions.

Amounts, rates and eligibility depend on your financials, security, banking record and each lender’s policy. We arrange funding as an advisor; we do not lend our own money.

1. 01

   Understand

   We discuss what the funds are for, how much is needed and your timeline.

2. 02

   Review

   We look at your financials, banking record, existing loans and any security available.

3. 03

   Structure

   We recommend the type of funding and prepare a clear proposal for suitable lenders.

4. 04

   Coordinate

   We coordinate documentation and lender discussions through to the lender’s decision.