Virtual CFO
Clearer numbers. Better business decisions.
We help you understand cash flow, track profitability and plan ahead through regular financial reporting and management reviews.
What we do
Practical support, month by month
Business owners have limited time to review the numbers in detail. A Virtual CFO gives you senior financial support on a regular schedule, without a full-time hire.
- 01
Monthly MIS and management reporting
A regular management information system (MIS) report showing sales, costs, margins and cash in one view.
- 02
Cash-flow forecasts and working-capital reviews
A forward look at cash coming in and going out, with a review of receivables, payables and stock.
- 03
Budgets and forecasts compared with actual performance
An annual budget, updated forecasts and a monthly comparison with actual results.
- 04
Profitability analysis, where relevant
Margins by product, customer or business unit, so you can see what earns the most.
- 05
Borrowing reviews and funding planning
A review of existing loans and a plan for future funding needs, before they become urgent.
- 06
Coordination with your accountant and CA
We work alongside your accounts team and chartered accountant, so reporting and compliance stay aligned.
Each review cycle
What you receive
A management report, a cash-flow outlook, a review meeting and an agreed action list—according to the engagement scope.
Reviews are held monthly or fortnightly, as agreed at the start of the engagement.
- Follow up receivables older than 90 days
- Review raw-material pricing with two suppliers
- Prepare documents for the working-capital limit renewal
Who it helps
Useful when the business is moving faster than its reporting
- 01
Growing sales
Turnover is rising and you want to be sure growth is profitable and adequately funded.
- 02
Cash-flow pressure
Receivables, stock or supplier terms are tying up cash and you need a clearer forward view.
- 03
Multiple borrowings
Several loans or limits are running at once and you want them reviewed and planned together.
- 04
Limited management reporting
Accounts are kept for compliance, but you want regular reports that support day-to-day decisions.
Discuss Virtual CFO support
Tell us about your business and current reporting. We will suggest a scope that fits.